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Privacy Policy

Last updated: October 3, 2026

Plan Ahead Agency LLC ("we," "us") is operated by Matthew Fusco, a licensed life insurance agent. This policy explains what we collect on planaheadagency.com and how we use it.

Information we collect. When you request a quote or contact us, we collect your name, phone number, email if you give it, date of birth, state, sex, tobacco use, a general health rating, and the coverage you asked about. Our website also collects basic technical information such as your browser type and pages visited, and uses cookies.

How we use it. We use your information to show you rates, to contact you about your quote, to help you apply for coverage, and to service your policy. We keep it in our client records system.

Sharing. We do not sell your personal information. We share it only with insurance companies and service providers as needed to quote, apply for, and service your coverage, or when required by law.

Text messaging. If you check the box agreeing to receive text messages, Matthew Fusco of HeyCoach LLC will text you about your quote, your appointments and your policy. We do not sell your mobile number, and we do not share mobile numbers or text-messaging consent with third parties or affiliates for their marketing. Message frequency varies. Message and data rates may apply. Reply STOP at any time to stop receiving texts, or HELP for help.

Your choices. You may ask us to see, correct, or delete your information, or to stop contacting you, at any time.

Changes. We may update this policy and will post the new date here.

Contact us. Matthew Fusco, (516) 524-1050, mfusco@heycoach.com

Matthew Fusco is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent, unaffiliated insurance companies in FL, NJ, and NY. No insurance business may be conducted outside the states referenced.

Matthew Fusco is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 20 Brixton Rd, Old Bethpage, NY, 11804. In this regard, this communication is intended solely for individuals residing in NJ and NY. No offers may be made or accepted from any resident outside the specific states referenced.

HEYCOACH, LLC and Plan Ahead Agency LLC. are not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither HEYCOACH, LLC nor its associates is in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

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